Verve Card

    This is a multipurpose EMV compliant payment card that give the cardholder 24/7 online real-time access to fumds in his/her account with the bank across all payment channels on the network- ATM, POS terminal, web, mobile and kiosk.

    The Verve Card Benefits

    • The issuance of the Verve card by the bank to its customers makes the bank a one stop shop.
    • The Verve card gives the cardholder security of funds, as Verve is the most secure card in Nigeria.
    • The Verve card is means for cost saving for customers, as they enjoy instant discounts when they make purchases at select merchant locations.
    • The Verve card gives the cardholders unbeatable convenience through the value added services feature – ability to pay bills (DSTV, HITV, PHCN, etc), recharge telephone, make donations, transfer funds, etc across all channels on the network – ATM, POS, Mobile, Web, Kiosk
    • Verve card now accepted in the USA and all UBA terminals across Africa


    Point of Sale (POS)

    A Point of Sale (PoS) terminal is a portable device that allows local debit cardholders make payment for goods and services in a retail environment.

    CRUTECH MFB PoS terminal provides a convenient, modern & efficient means of processing payment online & real-time as value is credited to the customer’s account within 24 hours.

    These terminals can be used to perform a variety of financial transactions such as:

    • Purchase
    • Vending airtime (recharge)
    • Balance enquiry


    The benefits of the PoS terminal to Merchants include the following:

    • Improved efficiency minimizes cash handling and aids reconciliation
    • Increase in sales as Merchant have access to both cash and card-carrying Customers
    • Instant confirmation of payment for goods
    • Reduces cost of Personnel and equipment for handling cash receipts
    • Eliminates the inconvenience of cheque confirmation and clearing period.